Kelly Whitwood

Kelly Whitwood Photo
Title: Senior Loan Officer
Office Phone: 913-749-0095
Mobile Phone: 913-645-7028
Fax: 866-558-8566
NMLS #: 454677


I am a Southern California girl from birth, but have made Kansas City my home since 1983, and have loved every minute of it. Helping homeowners for over 30 years has been my life’s calling and a true blessing. I have been involved in the lives of thousands of families from generation to generation, being their advocate and trusted mortgage provider for home ownership. Offering an honest, compassionate and cutting-edge streamline process is important with the forever changing mortgage industry.  I share my knowledge and expertise to find the best mortgage solutions to meet the client’s individual goals. My customers love our competitive rates, transparent and fair fees, and unmatched customer service.  Helping you is not just a 9 to 5 job; it is a “hands-on” commitment of my time and availability 7 days a week.  My passion is to serve you and make the loan process as enjoyable and stress free as possible. Communication and listening is the key to a great customer experience.

I am very thankful to the Real Estate community, Financial Advisors and my wonderful clients who trust me with their referrals, and have been honored to be a Five Star Mortgage Professional for Client Satisfaction for many years. My goal is to exceed customer expectations while offering sound guidance during the purchasing or refinancing of a home. I offer all types of loans including: Conventional, Jumbo, FHA, VA, MHDC, USDA, KSHAP, HELOC, Renovation and First Time Buyers Programs. It is great to work with a professional group of seasoned colleagues at First State Bank Mortgage, offering our customers “in-house” processing, underwriting and closing. My hope is to earn your mortgage business for life.